Three factors to consider when you choose an umbrella insurance policy

Buying umbrella insurance coverage is a good idea if you want complete financial protection. If you’re looking for umbrella insurance in Americus, GA, we can come to your assistance at Client First Insurance Solutions. 

The following are three important factors to consider when you choose an umbrella insurance policy:

The amount of umbrella coverage to buy

You’ll need to choose how much umbrella insurance coverage you want. If you want to protect your total assets, you should purchase enough coverage to equal the full value of your net worth.

Calculating the total value of your assets is an important step in buying umbrella insurance. You should evaluate your net worth so that you can make sure you’re completely covered. 

The insurance provider you purchase a policy from

There are numerous insurance providers offering umbrella insurance policies. You should do your research on providers offering this type of insurance in your area so that you can choose a good policy.

Get quotes from different companies. In addition to researching quote amounts, you should also consider the reputation different insurance providers have regarding customer service. 

The policy maximums on your home and auto insurance

You will need to have at least some minimum amount of auto and home insurance to qualify for umbrella insurance. Check the policy maximums of your home, auto, and other insurance policies. You might need to update them if you want to use them in combination with your umbrella insurance policy. 

Ready to find the right umbrella insurance?

Client First Insurance Solutions offers umbrella insurance to consumers in Americus, GA. Get in touch with us today for a quote on a policy. 

Client First Insurance Solutions Celebrates 20 Years of Delivering Exceptional Service to Clients

Americus, Georgia – Client First Insurance Solutions is pleased to announce its twentieth anniversary in the insurance industry. Since its establishment in 2003, Client First Insurance Solutions has been dedicated to delivering top-notch insurance services that prioritize clients’ needs.

Over the past two decades, Client First Insurance Solutions has grown into a leading insurance agency, serving clients across Georgia with clients on the East Coast from New York to Florida. The company has established a reputation for its commitment to excellence, customer satisfaction, and innovative insurance solutions. In 2020, Client First Insurance restructured to become an employee-owned insurance agency with every employee an owner or on the path to ownership.

“It has been amazing to watch and be a part of the growth Client First has experienced — especially in the last two years. I’m thankful for the quality of customer care that’s a part of this business’ 20-year history, and I’m also thankful for the opportunity to help cultivate it every day,” said Tamma Phillips, one of the partners of Client First Insurance Solutions.

“Reaching our twentieth anniversary is a significant milestone for our team, and we’re proud of the progress we’ve made over the years,” said Kirk Lyman-Barner, the Founder and President of Client First Insurance Solutions. “Our success is a testament to our hard work, dedication, and, most importantly, our commitment to putting our clients’ needs first.”

As Client First Insurance Solutions marks this significant milestone, the company looks forward to continuing to serve its clients with the same level of passion, commitment, and expertise that has defined its operations for the past two decades.

Jody Wade joined CFIS in February 2021, bringing long-standing community ties and a dedication to expanding the agency’s commercial property and casualty book of business. “I have enjoyed the opportunity to not only grow our presence in this market, but also to help start-up businesses find the coverage they need at a value that fits their business plan.”

About Client First Insurance Solutions

Client First Insurance Solutions is a leading insurance agency located in Americus, Georgia. The company specializes in providing a wide range of insurance solutions, including auto, home, business, life and health insurance, with access to hundreds of carriers. The agency’s commitment to providing exceptional service to clients has made it a preferred insurance provider for many individuals and businesses in Georgia.

Client First is a member of the Professional Insurance Agency – Southern Alliance, the Iroquois Group Network of Independent Insurance Agencies and a partner of the United States Worker Cooperatives. The agency is an Elite Plus Circle of Champions member as awarded by and Kirk is frequently interviewed by The Atlanta Journal-Constitution about issues related to health insurance.