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Sub-contractors help major contractors by providing specialized services that make their main job easier. At Client First Insurance Solutions, we can provide Americus, GA residents with the help that they need. But do you truly need insurance? Here’s what you need to know.
The Law Usually Doesn’t Require Sub-Contractor Insurance
Most states don’t necessarily demand that sub-contractors get insurance for their job. That does depend on your specific career path, though. For example, more dangerous or delicate work, such as electrical, gas, or other delicate fixes, may require insurance in some states.
However, you may find that contractors don’t want to work with you because you don’t have insurance. That’s understandable because it puts them in a tough situation and makes them potentially have to pick up the slack for their mistakes. That’s why it’s usually good to consider some policy coverage.
Sub-Contractor Insurance Options
When choosing sub-contractor insurance policy options, it is important to take the time to understand the different varying options available for your needs. These include things like:
- Liability – This choice is good if you want to avoid lawsuits due to injuries caused by your work.
- Errors and Omissions – If you made a mistake on a gig or omitted something, this policy protects you.
- Vehicle Insurance – Are you using your personal vehicles to work? Get a commercial policy for help
- Compensation Insurance – Do you have multiple people who work with you? Get compensation for your workers.
Help Is Available for You
If you want sub-contractor insurance for your business, make sure that you reach out to us at Client First Insurance Solutions to get help. We serve the Americus, GA area and will provide the high-quality policy that you need to avoid long-term complications with your business.
