Boat/Watercraft Insurance in Georgia

Georgia Boating Laws:

Like every other state, Georgia has laws governing the safe and responsible usage of personal watercraft. Although a person as young as 12 can legally operate a boat in Georgia, they must have obtained their Boating Safety Certification. If you are between 12 to 16 and operating a vessel in Georgia - regardless of whether you are a state resident - you must obtain that certification. Additionally, boat operators also have a moral and legal responsibility to behave responsibly while on Georgia waters. If you are operating a boat while drunk or driving too fast, then you can be stopped and arrested by either the police or Coast Guard. While boating is an enjoyable recreational activity, the reality is that it is also dangerous even when the operator is sober and driving safely.

Is Boating Insurance Required in Georgia?

Whether you are in Atlanta or Americus, GA, you are not required to carry boat insurance. However, boat insurance provides additional peace of mind and coverage if an accident happens on the waterway. For instance, if you are involved in an accident where someone is injured or killed and deemed responsible, you are on the hook for the liability and any damages that occur if the injured party decides to sue you. Having boat insurance means that you will be covered for these damages up to the coverage amount that you purchase.

Get a Policy from Client First Insurance Solutions

When it comes to boat and watercraft insurance, you'll want to work with a trusted and reliable company that knows the insurance industry inside and out. If you are in the Americus, GA area, give Client First Insurance Solutions a call. Our trusted and friendly staff are experts in the insurance industry and will help you walk away with the coverage that you need.