Umbrella Insurance in Georgia
Whether you have a standard home, auto, or commercial insurance policy, the liability coverage found in these policies have a limit that you can use annually. Should you find yourself responsible for medical expenses and property damage that exceeds these liability limits, you have two options. Use your assets to pay the difference or make a claim with your umbrella insurance policy from Client First Insurance Solutions.
What is umbrella insurance?
This policy is supplemental but allows our clients living in or around Americus, GA to keep from selling property and using their hard-earned assets to be depleted in an attempt to cover liability costs. When you choose this policy, you are supplementing it to either your commercial, home, or auto insurance policies that have standard liability coverage.
How much coverage do I need?
When you are deciding how much umbrella insurance you should get, consider the total value of everything you own from property and vehicles to savings and bonds that are tucked away. Also, you will want to include a future salary, since some Georgia residents have been required to pay future fees, as well, by the court system.
What types of assets should I consider?
- Home value
- Various property value
- Business value
- Cars and automobiles values
- Savings accounts
- Retirement savings
- Bonds and CDs
- Recreational vehicles
- Future salary value
All of these are assets that could be liquidated if you need cash quickly to cover the cost of a liability claim where you or your business may have been found guilty. Adding the value of these assets together to get the minimum umbrella insurance coverage that you need.
Call us today!
At Client First Insurance Solutions in Americus, GA, we are ready to help our clients and those in the surrounding area get the ultimate coverage that will protect their investments and assets.
Call one of our Georgia agents today for more information about our umbrella insurance policies available.