Life Insurance in Georgia
Life insurance is something we do not necessarily like to think about. We do not want to have to worry about our families living without us, or even how to cover the costs of a funeral for a loved one. However, life insurance does not have to be looked at negatively. At Client First Insurance Solutions in Americus, GA, we want to help all Georgia residents understand the benefits that life insurance can bring to you.
Life Insurances Finishes What You Started
Whether it is a mortgage, student loans, funeral costs, paying off a vacation, or even money for your children's college funds, life insurance is liquid cash that is not taxable income. By having life insurance, you can guarantee peace of mind for your family and yourself in case you need it. Otherwise, the money can be used to make up for your loss of income.
What Might Seem Like a Large Policy, Might Not Be
If you take a $1,000,000 policy, you might think that it is a bit exaggerated based on your current lifestyle or salary. However, many people do not think about all the income is lost when someone is sick or dies.
- Funerals: On average, $4,500 in the state of Georgia
- Loss of Income: you or your loved one's salary during illness and for years after
- Medical Expenses: between hospital stays, surgeries, treatments, and hospice, medical bills can pile up
- Cost of Education: your own student loan payments, your children's 529 Plans, etc.
As you can see, policy amounts should not just be used to cover funerals. Instead, there is so much more that you can provide to your family even after your death.
At Client First Insurance Solutions in Americus, GA, we can provide advice tailored to your goals and needs. Give us a call today and get a quote!