What Georgia residents Need to know about Umbrella insurance

Residents of Georgia possess unique insurance policy needs. You may be deemed responsible for inflicting injuries or property damage to third parties. The ultimate truth is the chances are that you already possess some form of liability insurance, whether through your home or auto policy, but sometimes that protection is not sufficient to cushion financially. This potential shortfall in coverage can get arrested by procuring a salient umbrella policy at an affordable rate. Connect with us today at Client First Insurance Solutions offices, and our agents will help you land proper coverage that instills peace of mind.

In a nutshell, an umbrella insurance policy cushions you from liability claims that supersede the typical insurance limits. If you are held responsible for injuries or property damage, the costs can have disastrous financial ruins. If you have marshaled considerable assets, you may lose them, and if you do not have, you may find yourself forced to file for bankruptcy. If something massive strikes during your usual operations, having additional insurance like an umbrella insurance policy may be pivotal to keep you afloat.

Umbrella insurance policy summates to the liability coverage you have on your home, auto, or any other form of protection you possess that accords your liability coverage. Suppose you cause an automobile accident, and the expenses exceed the liability coverage included in your auto or home insurance policies. In that case, your umbrella insurance comes into play to settle the outstanding balances. Umbrella policy rates depend on the type of policy and coverage limits. Visit us today at Client First Insurance Solutions offices in Americus, GA, and our trusted agents will provide you with a competitive insurance plan and rates of umbrella insurance.

What does umbrella insurance cover in Georgia?

  • Bodily injury.
  • Landlord liability.
  • Property damage liability.
  • Defamation, libel, or slander.
  • Legal representation fees and damages.
  • False imprisonment and arrests.

What events are excluded from umbrella insurance coverage?

  • Personal injuries.
  • Intentional or criminal acts.
  • Damages to your possession.
  • Other injuries that are emanating from your business operations.

Contact us or visit our Client First Insurance Solutions offices situated in Americus, GA. Our professional team will help you get outstanding umbrella insurance that will continuously meet your needs and budgetary allocations.