Is Health Insurance Required in Georgia?

For businesses in Americus, GA, and its surrounding areas, Client First Insurance Solutions is here to help you select healthcare plans that are sure to impress your employees.

The state of Georgia has a few requirements for employer-sponsored health benefits. These include:

  • Emergency services
  • Ambulatory patient services
  • Maternity and newborn care
  • Prescription drugs
  • Hospital stays
  • Treatment for mental health and substance abuse issues
  • Rehabilitation services and assistive devices
  • Pediatric services that include vision and dental
  • Preventative care and chronic disease management

These are the bare minimum requirements for companies to offer their employees. The team at Client First Insurance Solutions can help your business select plans that are designed for families of many sizes and lifestyles, in order to appeal to more employees. Health insurance is certainly not a one-size-fits-all solution; you may have single employees, ones with large families, and everything in between. Everyone needs something a little different, and your health care offerings should reflect that.

Health insurance greatly contributes to the happiness of the people on your team. Many employees have large families and rely on their employer-sponsored health benefits to take care of their dependents. To remain a competitive employer, health insurance is one way you can appeal to more potential employees. 

Client First Insurance Solutions has many comprehensive healthcare options that will keep your employees happy, healthy, and well cared for. If you’re a company in the Americus, GA area and want to see what your options are, don’t hesitate to reach out to us. Our team of agents is well-versed and experienced in health care and can help you select the best coverage options for your employees. 

Contact us today! 

4 Benefits of Health Insurance

There are more than a few good reasons to invest in a health insurance policy. For starters, your health benefits, which is the most beneficial reason for having health coverage. However, many people do not have health coverage, and they may wonder why they should invest. Whether you’re already covered, or you’re shopping for a health plan for the first time, here at Client First Insurance Solutions serving the Americus, GA area, we’d like to tip you off on the four top benefits of buying a policy. 

Emergency Room Expenses

With health insurance, you’ll likely have some coverage for emergency room visits, which are often the most unexpected as well as expensive. Something as minor as spraining your ankle can land you in the emergency room, and you must have coverage.

Inpatient Treatment Options

It’s also with health insurance that you can take advantage of various inpatient treatment options, such as surgery options that you may not have been able to access without health insurance. 

Help With Maternity Costs

Another reason to have health coverage is to cover the cost of care provided when pregnant and having a baby. Much of the time, a family health plan proves to be of the utmost benefit during pregnancies. 

Peace of Mind

Lastly, you should invest in health insurance because it provides peace of mind in knowing you can receive the care you deserve at a reasonable cost, even if part of it is out of pocket. 

To get the healthcare plan that you can benefit the most from, please don’t hesitate to contact Client First Insurance Solutions serving the Americus, GA area.

Are Group Plans Just as Good as Individual Healthcare Plans?

Health insurance is a necessity many of us can’t do without. Group healthcare plans that are offered by employers and organizations do have their advantages, but they are not available to everyone. If you don’t have this option and have to purchase an individual policy, you can discuss your choices with the agents of Client First Insurance Solutions. The agency serves individuals and families who live in or near the Americus, GA area.

Similarities and Differences

A group healthcare plan often has lower premiums because a large number of people pay into the policy. The more people who are included, the more cost-effective the premiums will be. Group healthcare plans are written in much the same way as an individual healthcare plan. Both include options for different deductible ranges and co-pays. No matter what type of insurance you have, group and individual healthcare plans have many more similarities than differences.

Effective and Reliable Healthcare Coverage

Both group and individual healthcare plans offer effective and reliable coverage. In most cases, updates to coverage plans have been made that now include treatment for pre-existing conditions. Every insurance company offers different benefits with its policies, and some are more complete than others. This is why you need to talk to your agent so that he or she can help you make the best possible policy for your needs.

In Americus, GA, the agents at Client First Insurance Solutions are available to help you go over all of your insurance options. Once they know your needs, they can provide you with several different policies to choose from. Schedule a consultation with one of the agents today to get the best health insurance coverage for you and your family.