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In today’s world, home insurance is a crucial part of homeownership. But what are the misconceptions around this important topic? Client First Insurance Solutions in Americus, GA offers you to take a look at some common myths and truths.

Common Misconceptions About Home Insurance

Myth #1: Home Insurance Is Expensive

Truth: Actually, home insurance rates vary depending on your location as well as the type of home insurance you choose. Many affordable options are available, so you can find a policy that fits your budget.

Myth #2: Home Insurance Covers Everything

Truth: Home insurance usually covers damage to your home and property and personal liability in the event someone is injured on your property. However, it does not cover everything, so be sure to read your policy carefully.

Myth #3: I Don’t Need Home Insurance If I Live In a Safe Neighborhood

Truth: No matter where you live, accidents can happen. A fire or burglary could occur even in the safest neighborhood, so it’s important to have insurance coverage.

Myth #4: I Don’t Need Home Insurance If I Own My Home outright

Truth: Even if you own your home outright, you should still have insurance coverage. This will protect you in the event of damage to your property or liability claims.

Myth #5: My Home Isn’t Worth Insuring

Truth: It’s always a good idea to have insurance coverage, even if your home is not worth a lot of money. If something happens to your home, you may not be able to rebuild it without insurance proceeds.

Myth #6: I Can’t Get Home Insurance If I’ve Had Claims in the Past

Truth: You may be able to get home insurance even if you’ve had claims in the past. However, the premiums for this coverage may be higher. Talk to an insurance agent to find out what options are available to you.

Contact Us Today

It’s important to have home insurance, even if you think your home is not worth insuring. There are many affordable policies available, and it’s important to have coverage in case of an accident or disaster. Contact Client First Insurance Solutions in Americus, GA for more information about home insurance. We can help you find the right policy for your needs.

Left to right: Kirk Lyman-Barner, John Newman, Jody Wade.

On April 1^st, 2022, Client First Insurance Solutions purchased the assets belonging to the Newman Agency, another local insurance agency founded by Mr. John Newman.

Mr. Newman, who has decided to retire, is working closely with the Client First team to ensure a smooth transition, and had this to say to his former clients:

“We have always strived to give the best customer service to our insureds and I am confident that Kirk and his staff at Client First Insurance will be able to maintain that same high level that you have come to expect. I will miss you all and wish the very best for you.”

Any insurance policies written and maintained by Mr. Newman will continue to exist and will not be modified; the only change for customers will be that Client First will process payments, endorsements, and any other policy changes instead of Mr. Newman.

Client First Insurance is located on Lamar street next to Sweet Georgia Baking and is open from 9:00 am to 4:30 pm. Questions about Life, Health, Home, Auto, and Business insurance needs may be directed to Client First at (229) 596-1002.