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Mother nature has not been kind in 2021 with flooding cases going up every day. Home insurance doesn’t cover floods. You need to seek a separate flood insurance policy to protect your home and personal belongings from damage. At Client First Insurance Solutions, we recommend learning everything about flood insurance to ensure that you buy enough based on the value of your home and personal belongings. You should definitely get flood insurance, and here are the top 3 reasons.

Sometimes, flood insurance is required by your lender

If you intend to buy a home that is located in a high-risk flood area, your lender may require you to buy flood insurance. The policy covers the dwelling as well as personal belongings. Some mortgage companies in Americus, GA may allow you to go without flood insurance depending on the type of loan. Federally regulated mortgages will require flood insurance, which must be paid for until the mortgage is paid off.

No one is really safe from floods

Living in a low or moderate-risk flood area doesn’t mean your property is safe. Floods can be estimated, but models can quickly get outdated and may not reflect the severity of a flooding event. Remember, an inch of floodwater is enough to cause loss of property worth millions. A recent disaster risk analysis by FEMA confirmed that there is a high frequency of flooding events in areas often associated with disasters.

Flood insurance has a waiting period

Flood insurance comes with a 30 day waiting period, which means you cannot buy the policy when it’s convenient for you. If flooding occurs during the waiting period, you will not be eligible for compensation. It’s more prudent to buy flood insurance as early as possible, especially with the fact that floods cannot always be accurately predicted.

Buying food insurance in Americus, GA soon? Let Client First Insurance Solutions help you find a policy that matches your needs. Call us today!

Client First Insurance Solutions invested in Americus recently when it presented the South Georgia Technical College Foundation with a $2500 check to establish five Commercial Truck Driving scholarships for the 2021 – 2022 academic year. The scholarships will be awarded to South Georgia Technical College Commercial Truck Driving students who aspire to become owner/operators.

Commercial truck drivers are in great demand and this demand is expected to increase over the next few years. Client First insures many commercial truck drivers and is proud to fund this scholarship to encourage more students to take advantage of this growth industry.

“We are very pleased to partner with South Georgia Technical College for these CDL scholarships,” said Kirk Lyman-Barner, CEO of Client First Insurance. “Truck drivers are essential workers and they are delivering goods for our communities. We would like to show our appreciation to those individuals who are choosing to enter this career field.”

Finding the best commercial truck policy – most coverage, lowest premium – can be a challenge, but Client First Insurance has been doing it for years and is the go-to agency for commercial drivers. Our currently insured drivers continue to refer other drivers to us because we are trustworthy, honest, and really do put our clients first.

For a quote or more information, give us a call. We know the territory, our drivers know and trust us, and we’ll do our best for you, guaranteed.

Read the Press Release from South Georgia Technical College here.