At Client First Insurance Solutions serving the greater Americus, GA community, we know you read a lot about auto insurance and most articles focus on meeting the Georgia auto insurance minimums. Instead, we’d like to explain the maximum amount of coverage you can carry to protect your vehicle and your legal liability.
Auto Insurance Liability Coverage
In Georgia, the highest liability limits you can purchase range from $300,000 and $500,000. Some purchasers add another type of liability coverage to insure themselves at a higher rate. Since Georgia awards for vehicle damage using the diminished liability concept, choosing a higher liability level for property damage can save you from out-of-pocket expenses.
Collision and Comprehensive Coverages
When you add collision and comprehensive, most underwriters will insure your vehicle to its maximum value, but you need to choose your deductible, the amount of out-of-pocket money you spend for repairs. This can range between $500 and $5,000. The maximum coverage for either of these types of insurance equals your vehicle’s value.
Rental Assistance and Roadside Assistance
If you choose to add coverage for a rental vehicle when your vehicle needs repair due to an accident, the maximum typically tops out at 30 days of rental. The rental rate used applies to a mid-range vehicle.
Some coverage, such as roadside assistance, comes as a standardized package. When you need a covered service, the insurance provides it as long as you’re current on your premiums.
Contact Us Today
Client First Insurance Solutions serving Americus, GA can create a custom auto policy for you that offers you the exact coverage you need. We’ll work with you to ensure that you obtain the coverage you need at a fair price.
The South Georgia Technical College Foundation presented Commercial Truck Driving student, Julissa Gutierrez of Oglethorpe, with a $500 Client First Insurance Solutions scholarship recently. Jody Wade from Client First Insurance Solutions was on hand to make the presentation.
Client First Insurance Solutions funded five Commercial Truck Driving Scholarships at South Georgia Technical College. Gutierrez was the second scholarship recipient. Richard T. Simpson of Talbotten, GA was the initial recipient. The scholarships are being awarded to South Georgia Technical College Commercial Truck Driving students who aspire to become owner/operators.
“We are very appreciative of Client First Insurance Solutions for their willingness to partner with South Georgia Technical College through their sponsorship of these scholarships for this high demand career field,” said SGTC President Dr. John Watford.
Jody Wade of Client First Solutions thanked Dr. Watford and SGTC Vice President of Institutional Advancement and SGTC Foundation Executive Director Su Ann Bird for the opportunity. “We are very pleased to partner with South Georgia Technical College for these CDL scholarships. We realize truck drivers are essential workers and they are responsible for delivering goods to our communities. This is our way of showing appreciation to those individuals who are choosing to enter this career field,” said Wade.
The primary focus of Client First Insurance Solutions is to meet the needs of its valued clients and prepare insurance solutions for the things that matter most. They provide auto, home, commercial, life insurance and more. They service clients in Georgia, Virginia, West Virginia, North Carolina, South Carolina, and Florida.
Dr. Watford shared that “statistics show there is a current shortage of truck drivers and this is predicted to increase over the next few years. Almost every job ad you see is advertising for certified drivers. South Georgia Technical College is striving to meet that demand by expanding its Commercial Truck Driving training program and these scholarships are a tremendous help.”
Commercial Truck Driving is one of the Governor’s High Demand Career fields that qualifies for additional funding through the Hope Career Grant program. Qualified residents receive up to $1000 toward tuition for enrolling in the CDL program.
The Commercial Truck Driving program at South Georgia Technical College is an eight-week program and can be completed in day or evening classes. The curriculum includes in-class work, skills-field training, and on-the-road experience. The median annual wage for heavy and tractor-trailer truck drivers was $47,130 in May 2020.
South Georgia Technical College is currently registering students for Fall Semester. Fall semester begins August 18th. To enroll in the CDL classes, contact the admissions office at 229-931-2394 in Americus or 229-271-4040 in Cordele. For more information about the CDL program contact Robert Cook at rcook@southgatech.edu or visit the SGTC website at www.southgatech.edu.
South Georgia Tech offers over 200 associate degree, diploma or short-term certificate of credit programs of study. Now is a great time to get the training needed to update or start a new career!
Photo: Shown above (l to r) are South Georgia Technical College President Dr. John Watford with SGTC CDL instructor Ken Hair, scholarship recipient Julissa Gutierrez with Client First Insurance’s Jody Wade making the presentation. Also shown is SGTC CDL Instructor Ken Coptsias.
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